LOSS PREVENTION IN THE WORKPLACE
If
you think about the dollar amount, over $30 billion in the last year, associated
with organized retail crime (ORC), retail theft and its impact to our nation is
having devastating effects on our economy. There are many definitions of retail
theft or shrinkage. Some include in-store theft, shoplifting (both professional
and amateur), and internal theft. The rise of internal theft without the intent
to resell appears to be a factor not always considered when discussing the
impact of ORC. As a whole, retail theft may not always be associated with the
resale aspect of theft as an increasing number of retail thefts may be for
personal gain alone.
Employee theft and shoplifting rates are continually on the rise but shoplifting
seems to be taking the top spot when identifying loss. According to a report in
Prevention Magazine’s January – February 2010 edition, health and beauty care
items have surpassed meat products as the most commonly shoplifted items.
Health and beauty, meat products, beer and wine, razor blades and baby formula
are the top five shoplifted items according to some reports.
As
stated by the National Association for Shoplifting Prevention, shoplifting has
become one of the most prevalent crimes in the US. They go on to state that only
about 50% of shoplifting cases are turned over to the authorities and that
shoplifters are caught only 1 in 48 times they steal. Although professional
shoplifters, those that steal with the intent for resale purposes represent only
around 3% of shoplifting cases, they account for approximately 10% of total
dollar losses. With these statistics in mind, it becomes even more vital to
securing a reliable loss prevention approach. Identifying the causes of loss is
a vital first part in determining loss prevention. Once the causes have been
identified, creating a specific plan to each organization’s needs is the next
step in dramatically curbing shoplifting losses and employee theft.
There are several books on shoplifting and loss prevention. One of them is
Preventing Shoplifting Without Getting Sued: Practical Advice for Retail
Executive by author Michael Budden. Budden’s book contains advice and
examples on identifying and understanding risk as well as helping develop a loss
prevention plan. The Retail Manager's Guide to Crime and Loss Prevention
by Liz Martinez also offers insight into retail theft. In her book, Martinez
explains some strategies into effectively combating theft.
There are many common sense methods that can be implemented in any loss
prevention program. One effective method that can be implemented in approaching
employee theft is by posting the rules on who can and cannot be rung up through
a register. This simple step can be a deterrent to employee theft and may
reduce the risk of collusion. Employees should also be limited to ringing out
other employee purchases. By assigning a management person to these
transactions, employees are not given the opportunity of not scanning
merchandise through their register. Not only is employee theft an issue but
vendor theft is a concern when reviewing risk. Make sure your plan includes
verifying invoices against actual product. When merchandise is marked out of
stock, ensure that someone verifies spoilage with actual product. Verifying
items received against the invoices is a clean method in ensuring that all
products are accounted for and that nothing is walking out the back door.
 Marking high ticket or vulnerable merchandise with a security tag or sensor will
go a long way to eliminating loss. Install cameras, bright lighting, mirrors
and anti-shoplifting signs around the store and conduct loss prevention meetings
with employees on how to respond to theft.
After you have concluded your research and are ready to begin implementing a
loss prevention program, make sure you include an easy method for reporting
suspicions or concerns. A good confidential/anonymity reporting program may be
the best means in combating losses.
For more information on the topics
discussed in this article visit:
Association of Certified Fraud Examiners
Loss Prevention Magazine
ShopliftingPrevention.org
Retail Theft Prevention Guide
Author
Judith A. Botham, MBA, CFE
Coordinated ChildCare of Pinellas, Inc.
|
TRAINING OPPORTUNITIES
Tampa Bay Chapter
Dinner Meeting April 20, 2010-
Arson Fraud -
Samuel
Venzeio, Criminal Intelligence Analyst Supervisor for the Florida
State Fire Marshal
11th Annual Fraud & Computer Crimes Seminar
May
11-12, 2010
Ruth Eckerd Hall
Clearwater, Florida
1111 McMullen Booth Road
Clearwater, FL 33759
Association of
Certified Fraud Examiners
21st Annual ACFE Conference
July 25-30, 2010
Washington DC
2009 - 2010
OFFICERS & DIRECTORS
PRESIDENT
Steve Hooper, CIA, CFE, CCSA, CGAP
Clerk of the Circuit Court Hillsborough County, FL
(813) 276-2029 x3703
VICE
PRESIDENT
Christine Dever, CPA/CFF, CFE
City of Tampa
(813) 274-7166
SECRETARY
Ellen Wilcox, CFE
Florida Department of Law Enforcement
(727) 298-2482
TREASURER
Laura Krueger Brock, CPA/CFF, CFE, CVA
Kirkland, Russ, Murphy & Tapp, P.A.
(727) 572-1400
DIRECTOR
Mark Dubina, CFE
Tampa Port Authority
(813) 241-1893
DIRECTOR
Sharon M. Shaw, CFE
OAG Statewide Prosecution
Tel: (813) 287-7960
DIRECTOR
Debbie Venanzio, CFE
Branch Banking & Trust Co.
Tel: (727) 302-5498
DIRECTOR
Bill Miles, CFE
Florida Department of Law Enforcement
Tel: (863) 701-1474
DIRECTOR
Gary Chapman, CIA, CGAP, CFE
City of Tampa
Tel: (813) 274-7163
CHAPTER TRAINING
Wayne Boytim, CFE
Retired
(813) 274-7167 |
Chapter News
Chapter Elections
Chapter
elections are underway. We have a number of new candidates this
year click here to review their information and cast your vote.
Voting ends on April 19, 2010 and results will be announced at
our Annual Meeting on April 20, 2010.
11th Annual
Fraud & Computer Crimes Seminar - May 11 & 12, 2010, Ruth Eckerd
Hall
This years Chapter seminar is
going to be another great two day event thanks to our Chapter
Vice President Christine Dever. Money Laundering, computer
forensics and interviewing techniques are just a few of the
topics, which will be covered. Click here for more information
and to register for this outstanding event. Members only pay
$200 for fourteen hours of CPE that is less than $15 per hour of
CPE credit. Click here to
visit the Seminars Webpage
CFE Exam Prep
Study Group
Our CFE Exam Prep Study Group is going
strong with participants attending the weekly three-hour
session. The Group meets every Tuesday (except on dinner meeting
nights) at 6pm at the Fifth Third Bank on Kennedy Blvd, which is
close to the Westshore Blvd intersection. The Group is
facilitated by two distinguished CFE members, Pamela Ranney and
Consuelo Herrera who volunteer their time each week. If you are
interested in joining us, contact Steve Hooper at
hooper@hillsclerk.com
or at the chapter email address
tampacfe@tampabaycfe.org.
The session are open to anyone,
member or not, who is interested in pursuing the CFE
designation. We systematically cover all four-parts of the exam,
through presentations, discussion, and reviews of exam questions
and answers. |
Dinner Meeting Information
Our
next Dinner Meeting is scheduled for April 20, 2010
Our next
dinner meeting, which is also our annual meeting, will be held
on April 20, 2010. Following the results of our election,
Samuel
Venzeio the Criminal Intelligence Analyst Supervisor for the
Florida State Fire Marshal will present "Arson Fraud"
This year, The Division of State
Fire Marshal has noticed a spike in suspicious kitchen fires.
It is likely these fires may be part of a larger organized fraud
scheme. These fires have distinctive characteristics which
include originating in the kitchen with a pan of hot oil on the
stove. The pan and oil are left in an attempt to make the cause
of the fire to look accidental. Another unique characteristic
of the kitchen fire scheme is the presence of a public adjuster,
who significantly inflates the cost of the fire damage and loss.
Samuel Venzeio is the Criminal
Intelligence Analyst Supervisor for the Florida State Fire
Marshal. Sam has been employed with the Florida State Fire
Marshal’s Office, Bureau of Fire and Arson investigations as a
certified law enforcement analyst for over six years. He began
his state law enforcement intelligence career with the agency
in May of 2003. Sam’s prior intelligence experience comes by way
of a 20 plus year career with the United Sates Army’s Military
Intelligence Corp.
Sam’s 27 years working in the
intelligence community provides him with a vast array of
knowledge, skills and abilities making him exceptionally
accomplished in the field of intelligence; he is experienced in
the following intelligence disciplines; Signal Intelligence (SIGINT);
Human Intelligence (HUMINT), Imagery Intelligence (IMINT),
Counter Intelligence (CI), collection-management and
security-management. Sam possesses extensive qualifications in
all facets of intelligence cycle development from tasking,
collection, initial analysis, reporting through final
documentation and dissemination. Sam holds a Bachelor's of
Science Degree in Management from, National Louis University, in
Wheaton, IL.
The meeting will be held at The
Ramada Tampa Westshore Inn & Conference Center, 1200 N. Westshore Blvd. Registration and social begin at 6:00 PM, followed by
the buffet
dinner at 6:30, and presentation at 7:00.
To make your reservation, please complete the
registration form
here. You can also make your reservation by
emailing
Gary Chapman by 1:00 PM the Friday before the meeting date.
Reservations will not be accepted after 1:00 PM on Friday. Walk-ups are always
welcome, but will only be accommodated if space is available.
"No Show" Policy
The subject of “no shows” (that is making a reservation but failing
to attend) at dinner meetings has been discussed previously in CFE
NEWS. On the Friday prior to the meeting, we make our best guess as
to the number attending. With that said, the Board implemented the
following policy:
"No Show" is defined as not attending a meeting after making a
reservation and not canceling the reservation by noon on the day of the
dinner meeting. The first "no show" will be considered as a “grace” miss
and will not be billed. Upon a subsequent "no show" the Chapter will
bill $32.00 (actual cost to the Chapter) for both missed meetings and for any meetings missed after that.
Summary of the March 9, 2010 Dinner Meeting
At our last dinner meeting on March 9,
2010 Debbie Carter presented “Crime Stoppers of Tampa Bay”
Debbie Carter has been employed with the Sheriff's Office for
over 20 years in the Public Information Office. She currently
serves as the Public Information Officer in the Nations 12th
largest media market. She is a member of the National
Information Officers Association and the Florida Law Enforcement
Public Information Officers Association. Ms. Carter is utilized
by law enforcement agencies throughout the state as a trainer
for new Public Information Officers. She currently serves as the
Co-Chair of the Tampa Bay Regional Domestic Security Task Force
Public Affairs Committee.
Crime
Stoppers of Tampa Bay is a community based program, which is
designed to bring law enforcement, the news media and the
citizens closer together in an effort to combat crime and make
the community a safer place to live. Crime Stoppers acts as a
clearing house for information, and encourages people who know
about crimes or about people who have committed crimes to call
with information. Crime Stoppers offers rewards to people who
call. People remain anonymous when they call.
Crime Stoppers
of Tampa Bay was established in 1988, and currently services
Hillsborough and Pasco counties. In 1998, the
program was expanded to include all public middle and senior
high schools in Hillsborough County. Campus Crime Stoppers of
Hillsborough County is just as effective in the schools as it is
in the community. Through anonymous tips, over $85,000 in drugs
and stolen property has been recovered and there have been over
600 arrests.
Crime
Stoppers provides an anonymous, toll-free tip line and Web Tips
to encourage citizens in the community to volunteer vital
information helpful to law enforcement agencies to fight against
crime.
Callers can remain anonymous and are eligible to receive a cash
reward of up to $1000 if the information given leads to an
arrest of a fugitive or solves an unsolved crime in which either
an arrest is made or an arrest warrant is issued for the
suspect.
Monies
to fund the Crime Stoppers Reward Program comes from people like
you... and businesses... special events... the Crime Stoppers
Trust Fund...and special law enforcement funds (related to
repossessed property and forfeiture sales). We do not receive
any government funding. Your taxes do not pay for Crime
Stoppers. This is truly a community based program... on a grand
scale.
For more
information visit their website at
http://www.crimestopperstb.com/index.aspx
|
|
News from the ACFE
2011 CPE
Requirements - New requirements
The following CPE compliance
change became effective January 1, 2010, and will be
implemented starting with the 2011 CPE compliance period:
For more information click
here
Fraud Magazine Site
We are proud to announce the launch of the
all-new Fraud-Magazine.com, a site dedicated to the ACFE's
flagship publication that will not only highlight stories
appearing in the magazine but also include features such as
exclusive, web-only content, videos, archives and more. It
is packed with all the insight and cutting-edge information
you've come to expect from the print edition.
Free Archived Webinar For Members
As part of the ACFE's 20th Anniversary, we have provided
free webinars exclusively for ACFE members:
ACFE Awards -
Nomination Period NOW Open
The nomination period for the ACFE Awards is now open
and ACFE members are encouraged to nominate their fellow members
for the following awards:
CFE of the Year
Educator of the
Year
Outstanding
Achievement in Outreach/Community Service
Chapter of the Year
Chapter Newsletter
of the Year
Recognize the accomplishments
of your colleagues and ACFE chapters by nominating them for
an award. Click
here to submit your nomination.
21St ACFE
Annual Conference
CPE Credit: 4-40
7/25/2010 - 7/30/2010
Join your fellow anti-fraud
professionals at the 21st Annual ACFE Fraud Conference &
Exhibition, to be held in Washington, D.C., July 25-30,
2010. Address the challenges and critical issues faced by
anti-fraud professionals during top-level educational
sessions and participate in unparalleled networking
opportunities with the premier practitioners and thought
leaders in the fight against fraud.
Click here for more information
The
deadline for Chapter group discount is April 13, 2010.
Contact Steve Hooper, Chapter President, for more
information. |
Questions and Answers on this month's Topic-Arson Fraud
What is Arson fraud?
Arson fraud is insurance fraud is
committed by property owners who deliberately destroy or damage their property
by fire for the purpose of collecting from their insurance companies. The motive
for this act is profit and it is usually committed by individuals who find
themselves in difficult financial positions, such as high debt, possible
foreclosure or bankruptcy.
The typical arson fraud involves
an individual or a conspirator setting fire to their home, business or
automobile. The intent is to collect insurance money to pay off a loan or
mortgage balance which may be in excess of the value of the property.
Business owners also commit arson
fraud for the same reasons as individuals. However, business owners are often
more savvy than individuals when it comes to arson fraud and the monetary impact
is greater. They sometimes hire professional arsonists to perform the act. In
addition, they are more adept at perpetrating more elaborate schemes such as
claiming damage to inventory that didn’t exist or was removed from the building
before the fire was set.
Who commits Arson?
The following list provides some
answers to who commits arson.
-
Individuals may commit arson
for the thrill of it. Targets are random and opportunist.
-
Individuals may commit arson
as a means of revenge or hate against an individual or group of
individuals. Targets can be neighbors, employers and other racial/ethnic
groups.
-
Individuals may commit arson
as a method to hide another crime. Criminals set fires to destroy
evidence of their unrelated crimes.
-
Individuals may commit arson
as a way to profit. This commonly is referred to as arson fraud and
it is committed by owners of insured property who hope to benefit
financially by this act.
How is Arson detected?
Some people believe that arson is
difficult to detect because the evidence is destroyed by the fire. This is not
always true. There is usually forensic evidence remaining that can be used by a
professionally trained fire investigator to establish that arson has been
committed. The residue from flammable materials can be detected scientifically
or by use of trained animals. Evidence as to how the fire progressed provides
other clues as to its cause and origin.
Why is Arson fraud a serious
crime?
Arson is a serious crime because
it may result in personal injury and death as well as economic loss.
-
Arson fraud results in the
deaths of innocent victims and firefighters killed as a direct result of the
arson fire.
-
Arson fraud impacts other
individuals and businesses whose property was destroyed or affected by the
arson fire.
Additionally, arson fraud has the
effect of raising insurance rates for all property owners within the community.
What does Arson cost?
The United States Fire
Administration reported the following arson statistics for Connecticut during
1997 the most recent year available:
-
Arson was the cause of 2,448
fires reported.
-
Arson accounted for over 17%
of all fires reported.
-
Arson caused over $11 million
in property damage.
-
Arson caused five civilian
deaths
What is being done to combat
Arson fraud?
-
Federal and state law
enforcement agencies have established task forces to investigate and
prosecute arson cases.
-
Insurance companies have
created special investigative units (SIUs) to investigate claims that may
involve arson.
-
The Insurance Department has
undertaken action to alert insurance consumers of fraud problems.
Who should you contact if you
believe Arson has been committed?
Source:
Connecticut Insurance Department
More information about Arson
Fraud
More Training
& Information
IMA
Thursday
April 22, 2010 JOINT MEETING WITH FICPA
Topic: IFRS for
SMEs: A Comparison and Analysis (100 min. A&A)Speakers: Gerald
H. Lander, Ph.D., CPA, CFE, CCEA, USF St. Petersburg, GSS Term
Professor in Forensic Accounting and Valerie J. Kimball, CPA,
MBA, Defense Contract Audit Agency
2010 International Asset Recovery Conference
The explosion of
mega and lesser frauds means great opportunities to get back -
and give back to victims - the rich proceeds that effective
asset recovery produces. The hundreds of cases of Madoff &
Co. bring pain to many, and a lesson to all: Billions of
dollars are at risk every day, and you need new tools and
strategies to recover assets from fraudsters.
Excel Addict
A
Free newsletter
with tips on how to get the best out of excel.
Paraben’s Forensic Innovations
Conference
The Canyons Grand
Summit Hotel is the host of the 2010 PFIC Conference. This grand
hotel is nestled in the Utah Wasatch Mountains. “This property
has allowed Paraben to add more labs and lectures to the
conference to include a Vendor Showcase Room, and a First
Responder Lab track.
Click here for more information.
ISACA
Two Day Event - Auditing Networks
CISA/CISM/CGEIT Review Courses
FRAUD NEWS
Office of
Foreign Assets Control
2009 Annual
Report on assets in the United States of Terrorist Countries
and International Terrorism Program Designees on March, 1
2010.
Click here for more information
Feds
investigate Naples man in money laundering probe tied to
online gambling.
Click here for more information
Cyber-criminals don't need technical skills click here for
more information-
Click here for more information
Question: I
know that we are required to file a CTR on cash deposits or
withdrawals – for what other types of transactions should we
be filing CTRs?
Answer: A
financial institution must file a Currency Transaction
Report (CTR) for each transaction in currency (deposit,
withdrawal, exchange or other payment or transfer) of more
than $10,000 by, through or to the bank. (FFIEC BSA/AML
Examination Manual, page 77). Examples of transactions in
currency would be as you mentioned cash deposits or
withdrawals and cash payments, but also consider foreign
currency exchange, ATM transactions, check cashing, money
orders, cashier’s checks and traveler’s checks would all
require CTRs. Remember, if there is not a physical transfer
of cash (e.g., wires and checks), you would not file a CTR.
Multiple
currency transactions totaling more than $10,000 during any
one business day are treated as a single transaction if the
bank has knowledge that they are by or on behalf of the same
person. Many Suspicious Activity Reports (SARs) are filed
related to cash transactions and the attempt to circumvent
this requirement. You may know this behavior as structuring
transactions to avoid CTR filings.
Source:
The Associated Risk Group
UK
Securities
Britain’s
investigation into a purported insider trading ring, an
inquiry that has sent tremors throughout London, got a
little bigger on Wednesday.
Financial
regulators arrested a seventh individual in connection with
the still-undefined circle of financial professionals.
Click here for more information
Digital
Watermarks
Co-Authors:
Michael Duren, Matthew Davis, Chet Hosmer
Data hiding is
an ever growing threat that is facing investigators today.
Vast amounts of technology are available in the wild to help
cyber criminals hide crucial data from investigators and to
covertly communicate. As an investigator, it is important to
understand the difference between true data hiding, or
steganography, and digital watermarking.
Click here for more information
COMPLIANCE CORNER
NERC Power Grid Compliance Updates
Affecting Energy Providers
Issue: There is a new
age of compliance and preparing your organization for a new era of increased
accountability and enforcement will take time, money and resources.
Risk:
The current risks are to the power grid across North America from
cyber-attacks by Nation States – Potential enemies, from Non-Government
Organizations – Al Qaeda and Unintended Consequences.
NERC's
compliance efforts comprise three key activities:
Compliance
monitoring
is the process used to assess, investigate, evaluate, and audit in order to
measure compliance with NERC
standards.
Compliance
enforcement
is the process by which NERC issues sanctions and ensures mitigation of
confirmed violations of mandatory NERC reliability standards. As part of these
efforts, NERC can also issue remedial action directives to immediately address
and deter new or further violation(s), irrespective of the presence or status
(i.e. confirmed or alleged) of a violation. Sanctioning of confirmed violations
is determined pursuant to the NERC Sanction Guidelines and is based heavily upon
the Violation Risk Factors and Violation Severity Levels of the standards
requirements violated and the violations' duration. Entities found in violation
of any standard must submit a mitigation plan for approval by NERC and, once
approved, must execute this plan as submitted.
Due Process
provides registered entities the opportunity to contest any finding of a
violation of a NERC reliability standard. The process allows for hearings at the
regional entity and appeals before NERC. Further appeals may be possible at the
appropriate governmental authority. The focus of NERC’s compliance program is to
improve the reliability of the bulk power system in North America by fairly and
consistently enforcing compliance with NERC standards. Specifically, the program
is designed to ensure that the right practices are in place so that the
likelihood and severity of future system disturbances are substantially reduced,
while recognizing that no standards or enforcement process can fully prevent all
such disturbances from occurring. In the United States, NERC and the eight
Regional Entities charged with compliance enforcement monitor compliance via a
number of methods, including regular and scheduled compliance audits, random
spot checks, and specific investigations as warranted by indications that a
standard may have been violated.
Who Must
Comply – Consequences for non-compliance
All bulk power
system owners, operators, and users must comply with approved NERC reliability
standards. These entities are required to
register with NERC through the
appropriate regional entity.
Links to Additional Articles:
Author
George B.
Tselentis |
President's Message
Let me start off with
a humble apology for not being in attendance at our March 9th
meeting. I had a conflict that I couldn’t rearrange. It was
reported to me that you enjoyed a gratifying presentation by
Debbie Carter from the Hillsborough County Sheriff's Office. I
would like to personally thank Debbie for being so kind as to
volunteering her time to bring such an informing presentation
to our chapter.
By being absent, I
don’t have the tally as to who were our guests, our first time
visitors, or new members. I will try and locate that information
and report it to you in my next message.
We have several
things going on in the Chapter at this time. I have been trying
to keep you informed, through member emails, of events and
opportunities that are out there for you. First, For those
attending the ACFE National Conference in Washington D.C., the
Association is providing local chapter members a huge
registration discount if we can get enough people from the
Chapter to sign up. There is more information posted on the
web-site or in this newsletter. But the thing I need to know now
is who is going? So far, only two members have responded
positively about their registration.
Second, Chapter
elections are ongoing as you read this message. We got the
ballot link emailed to you on March 20th, 2010 and you have
until April 19th to complete your ballot. If you
haven’t voted yet, be careful marking your vote for the two
director positions (two year terms). The ballot lists three
candidates who want to be your Directors but you can only select
two. So be wise that you can only vote for two of the three
candidates.
Third, I have agreed
to help spread the word about the upcoming International
Association for Asset Recovery (IAAR) conference and the special
pricing that is being offered to the ACFE
Tampa Bay Chapter. I have
also agreed to list the details of
this event on our website. On April 14-16, 2010, the IAAR
will be hosting the 2010 International Asset Recovery Conference
in Miami Beach. At the conference, the ACFE will have a booth
and staff from the South Florida Chapter. I am pleased to be
able to extend a deep discount on the conference registration
fees to our chapter members. The full conference brochure with
information on the spectacular panels and speakers, as well as
some information on the ACFE discount and registration has been
sent to your membership email address. We also have a link in
the newsletter. Normal registration rates are up to $1,345 –
but with this affinity partnership – ACFE members pay only
$875.
Fourth, I am happy to
announce that our two day “Fraud and Computer Crimes” seminar on
May 11 & 12, 2010 has been posted to the website. It looks like
we are going to enjoy another world class event over these two
days. Don’t forget, it is the cheapest CPE hours available (by
design) for our CFE and Associate Members (or nonmembers as far
as that goes). If plans can be worked out, the Chapter will be
hosting five CFEs from the Mexico Chapter through arrangements
made by Consuelo Herrera, CFE.
Fifth, I will never forget to announce the work being done with
our CFE study group. They are still accepting participants.
Consuelo and Pamela have devoted so much time to this effort and
it looks like it might be paying dividends shortly with the
Group testing for their credentials. So if you are looking for
some help in your studies or you just like classroom study, send
a chapter email (provided on the website) and we will get you in
touch with Consuelo or Pamela. Again, we always are looking for
CFEs to present topics that cover relevant elements of the test.
Please volunteer your time for this rewarding experience.
And lastly, with our membership toping 190 this past month, we
cannot rest. We need to keep our membership drive going forward.
Recruit a new member and let’s reach 200 in membership before
the end of this Chapter year.
Our next meeting will be our annual meeting and it will be held
on April 20th. It is the last meeting of the Chapter year.
I will be annoucing the results of the chapter elections and
introducing Lt. Eric Saccasyn, State Fire Marshall's Office,
Bureau of Fire and Arson Investigation. His presentation
will be "Arson Fraud". I look forward to seeing everyone
there.
Steve Hooper, CFE, CIA, CGAP, CCSA
President, Tampa Bay Chapter - ACFE |
|
